Investigating the nature of current deposits from the perspective of the customer's relationship with the bank and its Jurisprudential implications

Author

PhD Student in International Economics

10.30471/iee.2023.9305.2319

Abstract

Among the modern phenomena in the field of economy, banking and its belongings are one of the oldest things that Islamic thinkers have discussed. However, due to the complexity of the discussion and the rapid changes of these phenomena, these discussions are still alive and are not considered finished. The nature of demand deposits can be examined from the two perspectives of the customer's relationship with the bank and their relationship with society. The relationship between the customer and the bank, which is the subject of discussion in this research, is one of the topics on which various viewpoints have been raised The main problem of these opinions is that they went straight to solving the problem without examining these demand deposits from the perspective of their relationship with the society, which does not seem to have taken the right path; Therefore, in this article, first by explaining the nature of demand deposits from the perspective of the relationship between these accounts and the society, we are looking for an answer to this problem and solving its jurisprudential and legal complexities.

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